Retirees
LivingIn Retirement
After decades of work, you’ve made it to a well-deserved stretch of freedom called retirement. Now the question is how to make your money last through this new phase of life. As your financial guide, we’ll help you figure out a withdrawal strategy that fits your situation and helps you pursue meaningful goals. After all, you’ve got a lot of living to do.
Discover the ways we can help
Explore Services
Financial guidance to help you live in retirement the way you’ve always dreamed of.
Three Considerations In Retirement
It’s common to have questions swirling as you plan for retirement. Take comfort knowing we can help you decide when to start tapping social security, how much you should allocate for healthcare as you age, and how you can leave a legacy that honors your story. We’re by your side through it all.
Are You Prepared For Longevity?
Your retirement might last three decades or more, so it's crucial to take a long and fulfilling life into account when you create your financial plan. Our knowledge team can help guide you in exploring the possibilities.
Milestones
Honeymoon Phase
You're finally free to pursue your passions and check items off your bucket list. We can help you:
- Plan to pursue lifelong goals, including travel and charitable endeavors
- Project healthcare costs and consider Medicare and long-term care coverage options
- Make the most of your income streams, such as Social Security
Reflection Phase
Life has settled into a peaceful rhythm as you enjoy memorable moments in time. We can help you:
- Update your estate plan and check beneficiaries
- Set up a tax-efficient wealth transfer strategy
- Have meaningful legacy planning conversations with your family
Turning Point Phase
As the honeymoon ends, a clearer vision of the rest of your life begins. We can help you:
- Review housing options - aging in place versus downsizing
- Creat a dynamic, efficient budget for healthcare costs
- Consider other longevity concerns as part of your financial plan
RELATED RESOURCES
Protecting Your Social Security Payout
To handle payments for a disabled senior, it's not enough to put powers of attorney, medical directives or guardianship arrangements in place.
Infographic: Five Habits of 401(k) Millionaires
You don't have to make $1 million to save $1 million. Following these five principles can help you successfully prepare for retirement.
Through the back door to bigger retirement savings
"Backdoor" strategies let you enjoy the benefits of a Roth while getting around some of the limitations.
Infographic: Navigating Medicare
Review this roadmap to help you navigate through the Medicare enrollment process.
The psychological side of spending your retirement savings
Many investors worry about outliving their savings. As a result, they sometimes underestimate what they can comfortably spend in retirement.
Making the most of a roth IRA
Consider the benefits and limits associated with making post-tax contributions to an individual retirement account
Are you and your partner on the same retirement page?
Many couples don't agree on when, where or how they're going to spend their golden years.
social security myths and misconceptions
Learn how to get the most from your hard-earned benefits.